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Welcome to the Southwest Louisiana Credit Union Second Look Auto Loan Program, created to give borrowers another opportunity to secure affordable vehicle financing when traditional lending options may not have worked out.
At Southwest Louisiana Credit Union, we believe in Financial Empowerment for All. Our experienced lending professionals and Financial Coaching team are committed to helping members overcome financial challenges by providing personalized guidance and flexible financing solutions.
Whether you've experienced credit setbacks, have limited credit history, or simply need someone to take a second look, we're here to help. We look beyond the credit score to better understand your financial situation and identify the best loan options available.
You will have the chance to be teamed up with our Financial Coaching team and explore additional resources, such as in-house grants designed to strengthen financial stability and improve long-term financial success. With competitive rates, flexible underwriting, and a commitment to serving our communities, Southwest Louisiana Credit Union is ready to help you get back on the road with confidence.
Start your application today and let us take another look at your auto loan needs.
By clicking Apply for a Second look you are applying for our Pathways Financial Coaching application which will help determine your eligibility for an auto loan.
Please complete the application honestly and thoroughly. This authorizes a soft credit inquiry, which allows us to review your credit history without affecting your credit score.
The information you provide helps us determine the best path to auto loan approval. Our goal is to help you get into a vehicle as quickly as possible.
Have questions before applying? Reach Malana or Jevorin directly by email or phone.
Frequently Asked Questions
What does my credit score have to be?
There is no minimum credit score. At Southwest Louisiana Credit Union, we look beyond the credit score to see the person behind it.
Who will I be working with?
Your application is reviewed by our Financial Coaching Team. Malana or Jevorin will personally reach out to guide you through every step of the process.
Will I need money down?
Every loan is different.
While some loans may require a down payment, you may qualify for one of our in-house grants to help with eligible down payment costs.
Why choose Southwest Louisiana Credit Union?
Because we believe bad things can happen to good people.
We look beyond the credit score to understand your story. As a member-owned Community Development Financial Institution (CDFI), we're able to provide personalized lending solutions, financial coaching, and grant opportunities designed to help you move forward.
Do I need an account?
Yes. If you're approved, you'll simply need to become a member by opening an account with Southwest Louisiana Credit Union.
How long does it take for someone to contact me?
We understand your request is important. A member of our Financial Coaching team will contact you within one business hour. If you have questions before then, please call or email us using the contact information provided in this email.