Rates Effective as of October 2025

APY = Annual Percentage Yield. Rates may change after the account is opened. For all accounts, the Dividend Rate and APY may change at any time as determined by the credit union’s Board of Directors. All dividends are posted at the end of the month.

Savings Accounts

Savings Accounts
Account Balance Required to Earn Dividends Rate APY**
Share Savings $25.00 0.10% 0.10%
Money Market $0.00 – $2,499.99 0.00% 0.00%
Money Market $2,500.00 – $49,999.99 1.00% 1.00%
Money Market $50,000.00 – $99,999.99 1.14% 1.15%
Money Market $100,000.00+ 1.24% 1.25%
Christmas Club $5.00 0.35% 0.35%
Vacation Club $5.00 0.30% 0.30%

Share Certificates (CDs)

Share Certificates (CDs)
Term Minimum Opening Balance Balance Required to Earn Rate APY**
6 Months $500.00 $500.00 3.90% 3.97%
12 Months $500.00 $500.00 3.80% 3.87%
24 Months $500.00 $500.00 2.40% 2.43%
36 Months $500.00 $500.00 2.10% 2.12%
12 Month Expandable $100.00 $100.00 3.80% 3.87%
24 Month Expandable $100.00 $100.00 2.40% 2.43%
36 Month Expandable $100.00 $100.00 2.10% 2.12%

Individual Retirement Accounts (IRAs)

Individual Retirement Accounts
Term Minimum Opening Balance Balance Required to Earn Rate APY**
Savings $250.00 $250.00 0.20% 0.20%
6 Months $500.00 $500.00 2.84% 2.88%
12 Months $500.00 $500.00 2.65% 2.68%
24 Months $500.00 $500.00 1.00% 1.00%
36 Months $500.00 $500.00 1.05% 1.06%