Convenient Access to Your Account

Access your account 24/7 on your phone, tablet or computer with online and mobile banking. Pay bills, check your credit score, deposit checks, send and receive money through Zelle, make transfers, and more. It’s easy!

Below are useful tutorials that will guide you through online and mobile banking and the features available through them. Just click the “play” button on the left to learn more!

Online Banking Video, thumbnail is man using laptop

Online Banking

  • Securely access and manage your accounts online

  • Check your account balances

  • Transfer money between accounts

  • Pay bills with just a few clicks

  • Check your credit score

Log in or enroll in online banking at any time on swlacu.com.


Mobile Banking video, thumbnail is man using his phone

Mobile Banking

  • Manage your money on the go!

  • View your instant balance without logging in

  • Log in to view your accounts and transactions

  • Make transfers, pay bills, deposit checks, and more from your phone!

Download the mobile app and login or enroll today!


Mobile Deposit video, thumbnail is young man using his phone

Mobile Deposit

  • Easily deposit checks from your phone at any time!

  • View recent deposit history

  • Check the status of your deposits

How to use mobile deposit:

  • Login to the SWLACU Mobile app, and click “Deposit” from the bottom navigation

  • Sign/endorse the back of the check and write “For Mobile Deposit Only at SWLACU”

  • Click “Deposit a Check,” choose which account to deposit it to, and enter the amount on the check

  • Take photos of the front and back of the check against a dark background and make your deposit


Zelle video, thumbnail is young woman at the beach

Zelle

  • We have partnered with ZELLE® to bring you a fast, safe, and easy way to send and receive money with friends, family, and other people you trust

  • Enroll and use Zelle® right from your SWLACU Mobile app, anytime and anywhere

  • Send, request, and split expenses

How to use Zelle®:

  • Login to your SWLACU Mobile app and click “Transfer & Pay” from the bottom navigation

  • Select “Send money with Zelle®” to enroll

  • Choose “Send,” “Request,” or “Split” to send or receive money; choose “Activity” to see past and pending transactions


Bill Pay Video, thumbnail is woman working on her laptop

Online Bill Pay

  • Easy, fast, and secure way to pay all of your bills in one place

  • Pay virtually anyone in the United States

  • Choose to receive e-bills instead of getting bills through mail

  • Set and get email reminders when bills are ready to be viewed or due

  • Set up automatic payments to pay bills that stay the same each month


e-Statements Video, thumbnail is woman making a transaction on her laptop

E-Statements

  • Free and more secure alternative to paper statements

  • Access important financial documents electronically, anytime and anywhere

  • Download, open, and save within minutes

  • Easily and securely access past and present statements all in one location

How to enroll in eStatements:

  • Log into your online banking account

  • Click “Online Statements” in the upper right-hand corner under “Services”

  • Once enrolled, view your current statement and past statements


Manage My Cards video, thumbnail is man smiling at his cell phone

Manage My Cards

  • Powerful card management straight from your mobile app

  • View your spending by category, monthly trends, and location

  • Set card controls to limit transactions by location, merchant type, and transaction type

  • Report lost or stolen cards with just a few taps

How to manage your card:

  • Log into your SWLACU mobile app

  • Click the “Cards” tab at the bottom of the screen

  • View and manage controls & alerts, manage travel plans, report lost or stolen cards, manage your PIN, and much more!


Credit Sense Video, thumbnail is woman checking her credit on her laptop

Credit Sense

  • Know and manage your credit score and understand the factors that affect it

  • Stay on top of changes to your credit score through our alert system

  • Use your money blog to optimize your financial health and increase your credit score

How to access Credit Sense:

  • Log into online banking

  • In the right-hand corner under “Credit Score,” click “Show Full Report”


External transfers video, thumbnail is young man laughing in his office

External Transfers

  • Easy, simple, and secure

  • Freely move money to and from all your financial accounts—even those outside SWLACU

  • Keep your money organized

How to make a transfer:

  • Log into online banking and select “Transfers” in the upper left-hand corner

  • Choose which SWLACU accounts to transfer to and from

  • Make an external transfer by scrolling down and clicking the “External Account Transfers” link

  • Choose which accounts to transfer to and from or add a new account


Early Direct Deposit

Ever wished you could get paid early?

We are proud to offer a new feature for all our checking and savings account holders that allows you to receive your direct deposit up to ONE business day early!

What is early direct deposit?

Early Direct Deposit allows any SWLACU member with direct deposit set up to receive their funds up to one business day early!

This benefit is applicable to certain ACH transactions, such as payroll, government benefits, military pay, and pensions. We rely on the transaction coding from the payer to determine if the transaction is eligible.

 

How do I sign up?

You do not need to sign up for early direct deposit. This is an automatic benefit for all members with direct deposit set up.

 

How do I set up direct deposit?

You can enroll in direct deposit through your payroll provider’s payroll system. Simply supply them with your routing number and account number. Contact us to get our Direct Deposit Form.

Contact Us
 

Will my loan payment due date change if it comes through at the same time as my direct deposit?

No, your loan payment due date will not change. If you'd like to inquire about changing the due date for your loan payment, you can visit us at one of our branches or call us at (337) 477-9190.

 

Why don't I see my direct deposit early?

If you don't see your direct deposit early, it may be because your employer or payroll provider has incorrect information, or the deposit was not received by us before the effective date. Make sure to check that your employer or payroll provider has your correct direct deposit information or check with them to ensure they have sent your deposit information to us.

 

Can I opt out of early direct deposit?

Members cannot opt out of early direct deposit.

Disclaimer: Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Available for personal and business accounts only. Eligible direct deposits are limited to electronic direct deposits of items, such as your payroll, made through the Automated Clearing House (ACH) to your personal or business account. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services, check or mobile deposits, and other online transfers or electronic credits are not eligible. There is no way to opt out of early direct deposit.