Access Your Accounts Anywhere, Anytime
Convenient Access to Your Account
Access your account 24/7 on your phone, tablet or computer with online and mobile banking. Pay bills, check your credit score, deposit checks, send and receive money through Zelle, make transfers, and more. It’s easy!
Below are useful tutorials that will guide you through online and mobile banking and the features available through them. Just click the “play” button on the left to learn more!
Online Banking
Securely access and manage your accounts online
Check your account balances
Transfer money between accounts
Pay bills with just a few clicks
Check your credit score
Log in or enroll in online banking at any time on swlacu.com.
Mobile Deposit
Easily deposit checks from your phone at any time!
View recent deposit history
Check the status of your deposits
How to use mobile deposit:
Login to the SWLACU Mobile app, and click “Deposit” from the bottom navigation
Sign/endorse the back of the check and write “For Mobile Deposit Only at SWLACU”
Click “Deposit a Check,” choose which account to deposit it to, and enter the amount on the check
Take photos of the front and back of the check against a dark background and make your deposit
Zelle
We have partnered with ZELLE® to bring you a fast, safe, and easy way to send and receive money with friends, family, and other people you trust
Enroll and use Zelle® right from your SWLACU Mobile app, anytime and anywhere
Send, request, and split expenses
How to use Zelle®:
Login to your SWLACU Mobile app and click “Transfer & Pay” from the bottom navigation
Select “Send money with Zelle®” to enroll
Choose “Send,” “Request,” or “Split” to send or receive money; choose “Activity” to see past and pending transactions
Online Bill Pay
Easy, fast, and secure way to pay all of your bills in one place
Pay virtually anyone in the United States
Choose to receive e-bills instead of getting bills through mail
Set and get email reminders when bills are ready to be viewed or due
Set up automatic payments to pay bills that stay the same each month
E-Statements
Free and more secure alternative to paper statements
Access important financial documents electronically, anytime and anywhere
Download, open, and save within minutes
Easily and securely access past and present statements all in one location
How to enroll in eStatements:
Log into your online banking account
Click “Online Statements” in the upper right-hand corner under “Services”
Once enrolled, view your current statement and past statements
Manage My Cards
Powerful card management straight from your mobile app
View your spending by category, monthly trends, and location
Set card controls to limit transactions by location, merchant type, and transaction type
Report lost or stolen cards with just a few taps
How to manage your card:
Log into your SWLACU mobile app
Click the “Cards” tab at the bottom of the screen
View and manage controls & alerts, manage travel plans, report lost or stolen cards, manage your PIN, and much more!
Credit Sense
Know and manage your credit score and understand the factors that affect it
Stay on top of changes to your credit score through our alert system
Use your money blog to optimize your financial health and increase your credit score
How to access Credit Sense:
Log into online banking
In the right-hand corner under “Credit Score,” click “Show Full Report”
External Transfers
Easy, simple, and secure
Freely move money to and from all your financial accounts—even those outside SWLACU
Keep your money organized
How to make a transfer:
Log into online banking and select “Transfers” in the upper left-hand corner
Choose which SWLACU accounts to transfer to and from
Make an external transfer by scrolling down and clicking the “External Account Transfers” link
Choose which accounts to transfer to and from or add a new account
Early Direct Deposit
Ever wished you could get paid early?
We are proud to offer a new feature for all our checking and savings account holders that allows you to receive your direct deposit up to ONE business day early!
What is early direct deposit?
Early Direct Deposit allows any SWLACU member with direct deposit set up to receive their funds up to one business day early!
This benefit is applicable to certain ACH transactions, such as payroll, government benefits, military pay, and pensions. We rely on the transaction coding from the payer to determine if the transaction is eligible.
How do I sign up?
You do not need to sign up for early direct deposit. This is an automatic benefit for all members with direct deposit set up.
How do I set up direct deposit?
You can enroll in direct deposit through your payroll provider’s payroll system. Simply supply them with your routing number and account number. Contact us to get our Direct Deposit Form.
Will my loan payment due date change if it comes through at the same time as my direct deposit?
No, your loan payment due date will not change. If you'd like to inquire about changing the due date for your loan payment, you can visit us at one of our branches or call us at (337) 477-9190.
Why don't I see my direct deposit early?
If you don't see your direct deposit early, it may be because your employer or payroll provider has incorrect information, or the deposit was not received by us before the effective date. Make sure to check that your employer or payroll provider has your correct direct deposit information or check with them to ensure they have sent your deposit information to us.
Can I opt out of early direct deposit?
Members cannot opt out of early direct deposit.
Disclaimer: Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Available for personal and business accounts only. Eligible direct deposits are limited to electronic direct deposits of items, such as your payroll, made through the Automated Clearing House (ACH) to your personal or business account. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services, check or mobile deposits, and other online transfers or electronic credits are not eligible. There is no way to opt out of early direct deposit.