What do we do with your informa
Facts WHAT DOES SOUTHWEST LOUISIANA CREDIT UNION (SWLACU) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include social security number, credit history, credit scores, employment history, income and transaction or loss history. When you are no longer our customer, we will continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Southwest Louisiana Credit Union chooses to share; and whether you can limit the sharing.

Why We share your information
Reasons we can share your personal information Does SWLACU share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our Marketing purposes -
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes -
: such as information about your transactions, customer experiences and credit worthiness.		 No We Don't Share
For our non-affiliates to market to you No We Don't Share


What we do
What We Do How
How does SWLACU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does SWLACU collect my personal information? We collect your personal information, for example, when you when you open an account, apply for a loan, show your government-issued ID, give us your income information or provide employment information. We also collect your personal information from credit bureaus, affiliates or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Example
Affiliates Companies related by common ownership or control. They can be financial or non-financial companies.
  • SWLACU has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial or non-financial companies.
  • Nonaffiliates SWLACU can share with include insurance companies, securies brokerdealers, governmental agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mailhouse, mortgage service companies, consumer reporting agencies, data processors, check/share draft printers and direct marketing companies.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • SWLACU’s marketing partners include CUNA Mutual Group’s MEMBERCONNECT.

 QUESTIONS? CALL (337) 477-9190 OR VISIT WWW.SWLACU.COM