Pick the Checking Account That’s Right for You

$mart Rewards Checking Account

  • Earn $10 cashback monthly when certain qualifications are met

  • $50 minimum deposit to open

  • No minimum required balance

  • No monthly service charge—FREE

  • Free online banking, mobile banking and eStatements

$mart Start Checking Account

  • Perfect for a first-time checking account!

  • $50 minimum deposit to open

  • No minimum required balance

  • No monthly service charge—FREE

  • Free online banking, mobile banking and eStatements

Fresh Start Checking Account

  • Need a do-over? Get a fresh start.

  • Low monthly service charge ($10/mo.)

  • $50 minimum deposit to open

  • No minimum required balance