$mart Start Checking

Want a Basic Checking Account? Start Here.

Everyone’s got to start somewhere! If you’re looking to open your first checking account, or just want a basic checking option, $mart Start Checking is for you!

Our $mart Start Checking Account is FREE (no monthly service charge) and comes with no minimum required balance.
To open a $mart Start Checking Account, all you need is a $50 deposit and two forms of ID.

 
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ALL OF OUR CHECKING ACCOUNTS COME WITH THESE FEATURES:

  • Savings overdraft
    protection

  • Courtesy pay

  • ATM/Pin transactions
    daily limit of $500.00

  • Credit transactions daily
    limit of $2,000.00

  • FREE Visa debit card

  • FREE online & mobile banking

  • FREE funds transfers

  • Access 24 hours a day, 7 days a week

  • Multiple ATM locations

  • Early direct deposit