|
| |
Q: What’s a Credit Union?
|
A: A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.
|
Back to Top
|
Q: Whats the benefits of joining Southwest Louisiana Credit Union?
|
A: We are a non-profit organization offering a wide array of financial services and completely owned by our membership. The income is returned back to the Credit Union. This creates better dividends and lower loan rates for our members.
|
Back to Top
|
Q: Why would anyone want to work for Southwest Louisiana Credit Union?
|
A: At Southwest Louisiana Credit Union, we are one big family. Your future with the Credit Union is in your hands. The Credit Union offers training and educational opportunities, to help you grow and advance your career. The Credit Union provides an excelelnt assortment of employee retirement needs by offering a fully funded pension plan and a 401(k) plan. Employees are offered time off for vacation and personal days.
|
Back to Top
|
Q: Where can I use my Credit Union?
|
A: You can use your Southwest Louisiana Credit Union ATM card anywhere that the PULSE or VISA network logo is shown. You can use it at all of our branch locations with addtional ATM's located at Peto's Deli in Mossbluff Hwy 378, Peto's Truck Stop in Roanoake and Lake Charles Memorial Hospital's Emergency Room. Your ATM card can also be used all across the United States at ATM's that are connected to the PULSE or VISA network.
|
Back to Top
|
Q: Are savings deposits insured?
|
| A: All deposits are insured up to $250,000 by the the National Credit Union Administration (NCUA).
IRA's are insured separately up to $250,000 by the NCUA.
|
Back to Top
|
Q: Who can join the Credit Union?
|
| A: Our Credit Union is made up of over 125 Sponsor Employee Groups (SEGS). SEGS are local businesses who offer our Credit Union to their employees. If you are employed by or affiliated with one of our SEGS, or related to an employee of a SEG, you are eligible to join our Credit Union.
Another convienent way to become a member is by being related to a member through blood or marriage.
Call today, you'll see membership is easier than you think!
|
Back to Top
|
Q: What if I'm out of town? How do I get my money?
|
A: Southwest Louisiana Credit Union is a member of Credit Union Cooperative Branching Network (Shared Branching) there are locations in every state in the country where you will have access to your funds. Just click on the Credit Union Branching Network link on our home page and see all the locations available.
|
Back to Top
|
| |
