Special Services
|
| Membership Fee |
$5.00 |
| Travelers Money Card |
$9.95 |
| Money Orders (up to $1,000) |
$1.50 |
| Computer Printed Account History |
$1.00/page |
| Microfiche Statement Copies (per monthly period) |
$2.50/page |
| Check Re-orders (assorted styles) |
Prices Vary |
| Western Union Wire Fee (any amount, any where flat fee) |
$21.00 |
| Statement Reconciliation Assistance (1 hour minimum) |
$15.00/hour |
| Account Research Fee (1 hour minimum)r |
$25.00/hour |
FAX Service for members (both $.25 per extra page)
|
|
|
$.50 first page |
|
|
$1.00 first page |
| Items sent for collection fee |
$15.00 |
| Official Check |
$1.00 |
Pre-Paid Phone Cards
|
|
|
|
$3.75 |
|
|
-0- |
| Photocopy |
$.10/page |
| NOTARY (Standard items ) |
FREE TO MEMBERS |
Checking Accounts
|
|
Monthly Maintenance fee Premium Checking Account..................................................
Basic Checking Account......................
|
$3.00
FREE
|
| Stop payment fee (all items) |
$25.00 |
| NSF Returned check (per check) |
$20.00 |
| Photocopy Retrieval of cancelled checks |
$3.00 each |
| Deposit item returned |
$10.00/item |
| ACH Returned item (per item) |
$20.00 |
|
Courtesy Pay Fee (to avoid NSFs)
Overdraft Protection from Share Account
|
$23.00
$3.00/transfer if funds available
|
| Reconcilement of account (1 hour minimum) |
$15.00/hour |
| Check Look up fee |
$1.00/check |
Share Savings Accounts
|
Inactive/Dormant Account Fee (all accounts)
(no activity for 2 years with a balance below $200)....$10.00/month |
A Regular Share Account fee of $1.00 will be charged for each withdrawal by check in excess of one during the month
**FREE - unlimited number of cash withdrawals at teller windows** |
| Early withdrawal for Christmas Club Account |
$5.00/withdrawal |
VISA Accounts
|
| Annual Fee |
"FREE" |
| Late Payment |
$10.00 |
| Overlimit Fee |
$20.00/month |
| Document Copies |
$5.00/page |
| Card Replacement |
$5.00/card |
| Returned check |
$20.00/check |
ATM /VISA Debit Accounts
|
| One-time enrollment fee |
FREE |
| Replace Lost ATM/VISA Card |
$5.00 |
| Replacement Lost PIN number |
$2.50 |
| Withdrawals (non-proprietory network fee) |
$1.00 per withdrawal |
| Point of Sale (network fee) |
FREE |
| Inquires (network fee) |
$1.00 per Inquiry |
| ATM/VISA Debit Overdraft fee |
$20.00 |
|
ATM/VISA Debit Overdraft Transfer fee from share savings account (to avoid NSF's)
ATM/VISA Debit Courtesy Pay Fee
|
$3.00
$23.00
|
Loan Accounts
|
| Loan Late Charge will apply to any payment receive more than 10 days after the due date |
$15.00 |
| Denial fee (in excess of 1/month for same type loan) |
$20.00 |
| Processing Fee (Home Mortgages Only) |
1% of the loan amount |
| Loan Extension Fee |
$30.00 |
CU @ HOME |
| Sign up Fee |
Free |
| Stop payment fee |
$10.00 |
| P.C. based remote access fee |
Free |
| Retrieve Image of check |
$1.50 per image |
Transfer from one account to another
both accounts must be at your credit union |
Free |
| Inquires on all accounts online |
Free |
| Transfer to credit union loan payment |
Free |
| Dividend information on all accounts online |
Free |
| Monthly E-statement checking Accounts |
Free |
|
ELECTRONIC ONLINE BILL PAY
Classic Bill Pay....................................................."FREE"(unlimited bill paying)
Bill Pay Plus+.....................................................$1.50/month (unlimited bill paying + many more features)
Person-to-Person payment to anyone with email address and U.S. bank account .................................................................... FREE
Me-to-Me payments inter-bank transfers of funds to personal account at other financial institutions............................................FREE
All payees verified before 1st payment made.....................FREE
24 X 7 access with support and online chat.......................FREE
View Payment history...........................................................FREE
Email reminders of payments due......................................FREE
Email notification of activated payees.........................FREE
Written Correspondence to Payee...........................$10.00
Proof of payment not necessitated by dispute..........$10.00
Payment return due to member error......................$5.00
Overdraft Fee......................................................$20.00
+Forced change PIN schedule(for security)........................FREE
|
Miscellaneous
|
| Levy/Garnishment Fee |
$35.00 |
| ACH Returned item (per item) |
$20.00 |
| NSF Deposit Same Party Check Fee |
$20.00/check |
| Stop payment of Credit Union Issued Check |
*Actual Cost |
| Stop payment of Money Order (if lost or stolen) |
$20.00 |
| Telephone Transfers (Audio Response Unit) |
Free |
| Telephone Inquires (Audio Response Unit) |
Free |
| Change PIN number Telephone (Audio Response Unit) |
Free |
| Any Checking Account information such as checks that have cleared, last deposits, last withdrawals (ARU) |
Free |
| Dividend information on all share type accounts (ARU) |
Free |