Only members of the Southwest Louisiana Credit Union are eligible for the Southwest Louisiana Credit Union VISA Classic or VISA Platinum credit cards. This does not include joint owners of accounts. For a member to have their own VISA card they must be a member in their own right (or must have their own primary share savings account). The primary member of an account can allow the joint owner of the account to sign on his/hers VISA card account.
The maximum number of cards issued for a joint user account shall be 2. Card replacement fee will be $5.00 per card.
The interest rate for the Southwest Louisiana Credit Union VISA Classic cards will be set and monitored by the Board of Directors. At the present time the rate for our VISA Classic card is 11.9% *APR fixed the rate for our VISA Platinum card is 8.0%* APR fixed. The minimum monthly payment is 2% of the outstanding balance or $20. Cash advances can be made at either location of the credit union. For other fees associated with VISA please go to FEE SCHEDULE.
College graduate pre-approval program. Any member that is a new graduate or has graduated in the last 6 months qualifies for this program. Call the credit union to get more information.
Enjoy these benefits of a credit union VISA card.
1. VISA is widely accepted card world wide. 2. Higher limits 3. Lower Annual percentage rate 4. No annual fee 5. Cash advances made in the credit union offices at no extra fee. 6. Make your payments in the credit union offices. 7. Clear monthly statement
Click here to find out more about our VISA card complete Fraud protection program.
FOR LOST OR STOLEN CARDS PLEASE CALL 1-800-325-3678
Also Protect your VISA card online with a personal password. VISA provides reassurance that only you can use your VISA card online. Learn more about the benefits of "Verified by VISA."
As a Verified by VISA activated cardholder , you can take advantage of special offers and discounts from "participating" online stores. Check out the online stores by clicking HERE.
To receive a Southwest Louisiana Credit Union VISA credit card application please call your credit union today at (337) 477-9190.
*APR= Annual Percentage Rate |